Coupa is an AI-native Total Spend Management leader, powered by community-generated AI trained on $8T+ spend across a 10M+ buyer & supplier network. For treasury, Coupa delivers cash visibility, forecasting, and bank connectivity and supports 150+ corporates directly on SWIFT for payments and statements.
Payment Outlier Detection – Coupa’s treasury solution helps customers identify upcoming payments that are different from their typical payment patterns, before the payment is executed.
Multiple AI algorithms are used to identify payment outliers and flag them for customer investigation
Benefits
Faster detection of suspicious payments based on historical payment patterns which are flagged with a high risk value.
Enhanced security with the option of configuring the system for such payments to be automatically blocked.
Challenges
This use case works best when customers have at least 6-12 months of payment data in Coupa Treasury.
Customers need to be aware of the thresholds to automatically block suspicious payments.
FIS is a financial technology company providing solutions to financial institutions, businesses and developers. FIS supports the global financial system and helps clients run, grow and protect their businesses. With the treasury and finance solutions of FIS, you can optimize treasury and risk, centralize payments, modernize the credit-to-cash cycle, improve working capital and enhance supply chain finance.
FIS has created Treasury GPT with Open AI Large Language Model & using security layer like AI Content safety that will give custom answers based on the specific query, which will save time and effort for the client.
Treasury GPT was made on the concept of RAG (Retrieval Augmented Generation) which is using Open AI Large Language Model. On top of it, the Architecture involves AI Content Safety service, Vector DB and Elastic Search services.
Benefits
The AI solution of FIS saves time and effort for clients. Treasury GPT is integrated into the product to answer Treasury & Risk questions. Next, FIS ingests public and private policy documents for Q&A, aiming to offer advisory and custom recommendations through GPT.
Challenges
No technology challenges today. However, the landscape is changing very fast and FIS has to maintain the speed and quality.
ION Treasury delivers unique treasury and risk management solutions to organizations of all sizes, offering both on-premises and cloud options. The award-winning solutions of ION help manage liquidity and mitigate operational, financial, and reputational risk. Together with a global community of over 1,100 clients, ION is shaping the future of treasury and risk management technology.
AI-enhanced cash forecasting significantly improves the traditional manual process by reducing forecast creation time from weeks to minutes and increasing accuracy. ION’s AI solution is fully integrated into the forecasting processes, providing an easy-to-use functionality that can be quickly adopted.
ION’s AI-powered cash forecasting solution comprises various machine learning algorithms, ranging from simple linear models to sophisticated deep learning approaches, including neural networks and time series decomposition. This approach enables each time series to be managed independently, leveraging the most suitable algorithm for its specific needs.
Benefits
Treasury teams benefit from AI-enhanced cash forecasting through significant time savings, reducing forecast creation from weeks to minutes. Improved accuracy leads to more reliable financial planning. The ability to fine-tune forecasts in detail enhances decision-making and overall financial management.
Challenges
Managing repetitive manual tasks, integrating input data from various sources, and coordinating multiple teams are key challenges. Additionally, addressing potential human bias in the manual forecast is crucial for ensuring accurate and reliable forecasts.
Global leader in Liquidity Performance Management, Kyriba serves 3,500+ clients across 170 countries, including 30% of Fortune 500 companies. Our SaaS platform delivers treasury, payments, risk management, and working capital solutions. Processing $15 trillion in annual payments, Kyriba empowers CFOs and treasurers to optimize liquidity, reduce risk, and drive growth through connectivity to 1,000+ banks and 10,000+ ERP instances.
TAI (Trusted AI) enables treasurers to query cash positions, track payments, and analyze data through natural language. This 24/7 agentic AI companion automates workflows, delivers instant insights, and supports decision-making with complete security via embedded LLM technology.
Kyriba’s AI includes TAI for natural language queries and automation, Cash AI for ML forecasting, Invoice AI for payment predictions, and Fraud Detection AI for real-time scanning. Built on embedded LLM without customer data training, all capabilities run within Kyriba’s secure environment, ensuring data sovereignty, explainability, and user control across treasury operations.
Benefits
24/7 automated insights boost productivity; predictive analytics improve decisions; real-time fraud detection reduces risk; ML increases forecast accuracy; seamless module integration; embedded LLM ensures data security; full audit trails provide transparency; frees treasurers from manual tasks for strategic focus.
Challenges
Addressing CFO security concerns (76% fear AI risks); ensuring global data sovereignty; balancing automation with human oversight; training finance teams; maintaining AI transparency; managing diverse client adoption speeds; meeting regulatory compliance; building trust in AI recommendations; integrating across legacy systems.
The European leader in treasury and cash management solutions, Nomentia empowers over 1,400 treasury teams across 100 countries to perform at their best, and processes several hundred billion euros annually. Nomentia is an end-to-end TMS, specializing in global payments, bank connectivity-as-a-service, cash forecasting and visibility, bank account management, financial process automation, treasury workflows, FX risk, in-house banking, and trade finance.
We implement AI Forecasting (predictive) since 2019 with our AI Engine and have been refining the capabilities ever since. Many clients already opted to have the AI forecast integrated in their forecasting.
Cashflow forecasts are done with a lot of different model groups, using 2-3 year of bank statement data. Each model has its own strength and weaknesses and the best model according to multiple validation periods is selected for each cashflow. For instance, Bayesian Structural Time Series, Feedforward Neuronal Networks, TBATS and SARIMA and many more.
Benefits
Treasury teams gain AI-driven forecasting that adds alternative scenarios, alerts on deviations, and explains variances at the cash flow group level, enabling more accurate forecasts, reduced liquidity risk, and lower interest costs.
Challenges
Clients need to provide at least two years of bank statements, which we can automatically interface. Through workshops, we define business nature, seasonality, and key cash flow drivers leveraging +6 years of AI forecasting expertise to enhance accuracy and insight.
